Beyond the Bell Archives | Page 15 of 28 | Fee-Only Retirement Planning in Rochester NY

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Market Outlook Fall 2023

Macroeconomic Committee November 10, 2023

As we turn the calendar to the closing months of 2023, we look back and consider how the year has unfolded compared to expectations at the beginning of the year. A year ago, the consensus opinion was that economic conditions would be poor in the first half of the year, likely including a recession, and the economy would recover in the second part of the year. Most investors expected a weak first half for stocks, with a rebound later in 2023. Contrary to the consensus belief, the economy proved far more resilient than expected through September, driving equity returns far above expectations in the first half of 2023 as investors’ calls for a 2023 recession went silent by mid-summer.

Holiday gifts wrapped in brown paper under Christmas tree

Three Financial Tips for Holiday Gifting

Mary Grace Graniero November 7, 2023

With the holiday season quickly approaching, it is the perfect time to start planning your family gatherings, shopping list, and most importantly your budget. Having a plan and sticking to a budget can help you to avoid buyers remorse as you enter the new year and look back at how quickly your holiday expenses have added up.

Street$marts: Magnificent 7, Market Concentration and Dividend Paying Stocks

Brian Lester October 31, 2023

In this episode of Street$marts, Brian Lester, Chief Investment Officer, will be talking about the composition of stock market returns in 2023, the performance contribution of the so-called Magnificent 7 stocks, as well the poor performance of dividend paying stocks.

Attention-grabbing Headlines: Wars, Money Supply, Interest Rates, and Bitcoin

Michael Carrico October 28, 2023

There are always headlines moving the markets. Well, perhaps it’s more accurate to say that there are always headlines and the markets are always moving. As to whether those headlines are the cause of market moves is open to debate. Regardless of the cause and effect relationship, headlines can create headaches for investors, and it can be difficult to know if those headlines are worth worrying about. So today I would like to look at a few headlines that have jumped out at me in recent weeks. Among those attention-grabbing news stories are geopolitical conflicts, the United States money supply, interest rates (yet again), and bitcoin.

H&R Leaders Honored by Rochester Business Journal

Howe & Rusling Team October 24, 2023

Congratulations to our leaders Dylan Potter, CFP® and Craig Cairns for being honored by the Rochester Business Journal and to Brian Lester for being promoted to Chief Investment Officer!

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Why Avoiding Billionaire Investment Advice Benefits Your Financial Plan

Dylan Potter October 14, 2023

Dylan Potter, CFP®, VP and Wealth Manger, delves into the reasons why you should steer clear of personal finance advice from billionaires and focus on your own financial plan. These insights are rooted in the principles of self-control, understanding your own risk tolerance, and avoiding undue influence from high-profile investors.

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AGI vs. Taxable Income vs. MAGI —Why it Matters

Mary Grace Graniero October 3, 2023

When determining your eligibility for a variety of deductions, credits, and retirement plans, you will often come across terms such as AGI, taxable income, and MAGI. Let’s explore what each of these terms mean, how to compute them, and why they matter.

Spam, Scams, and… AI?

Michael Carrico September 29, 2023

I don’t know about you, dear reader, but lately it seems the volume of spam I have been receiving has ballooned wildly. Spam certainly was not born with the advent of the internet and has been a reality of the connected world even before most households had an AOL installation disc arrive in the mail. Remember chain letters? However, just this year I have noticed more and more phishing emails are getting through the spam blocker on both personal and professional inboxes.

Person walking on a tight rope surrounded by rocks

Risk is What You Don’t See

Dylan Potter September 26, 2023

While known risks like recessions are widely discussed, the most consequential risks may be those not currently on our radar. Dylan Potter, Vice President and Wealth Manager at Howe & Rusling, shares a story from his time as a U.S. Army Ranger detailing how the most perilous risks often go unnoticed and how this applies to your portfolio.

Older woman with hands interlaced sitting their lap

A Case For Aging Happily

Sarah Swan September 11, 2023

Whether it’s reading neurosurgeon Sanjay Gupta’s Keep Sharp, or listening to Dr. Peter Attia (author of Outlive: The Science and Art of Longevity) on Armchair Expert with Dax Shepard, a favorite podcast of mine, or simply contemplating the many conversations I have with the older people and clients in my life on a daily basis, I have been devouring everything I can on this complex and interesting topic.

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