What should you do if an inflation refund check arrives for a deceased loved one? Mary Grace Graniero, CPA, CFP®, Financial Planner at Howe & Rusling, offers helpful insights in a recent WROC news feature. Watch the video for how to navigate this situation with care.
Hi, I’m Brian, Chief Investment Officer at Howe and Rusling Wealth Management. Today I am going to talk about interest rates. Interest rates play a pivotal role in both the economy and in people’s lives, influencing a wide array of financial decisions. Interest rates can fluctuate for various reasons, including changes in inflation expectations, economic growth projections, and central bank monetary policies, which in the United States, is the Federal Reserve.
Social Security is a federal benefits program that provides retirement, disability, and survivor income to eligible Americans. While it may be a modest part of the overall retirement income picture for many individuals, understanding how it’s calculated and indexed is essential for effective planning.
My name is Jordyn Adams, and I am a Client Service Manager at Howe & Rusling. Today, I am going to discuss the importance and logistics of having designated beneficiaries on all types of investment accounts.
John Vanden Brul, Fixed Income Portfolio Manager at Howe & Rusling, explores whether adding alternatives like cryptocurrency and gold can help protect your portfolio in 2025, weighing the key risks and potential benefits.
Jordan Eich, CFP® and Wealth Manager at Howe & Rusling, breaks down three popular alternatives to holding cash—money market funds, CDs, and bonds—and explains how to make smart choices in today’s interest rate environment.
Today we are going to explore some strategies tailored specifically to W-2 employees to minimize their tax burden while maximizing their financial health. Navigating the realm of taxation can often feel like a daunting task. However, there are several straightforward methods available to employees to actively lower their taxable income, thereby retaining more of their hard-earned dollars.
Today we’ll be discussing donor advised funds and qualified charitable distributions, which are two popular methods of charitable gifting. If you are one of the many individuals that donate to charity on a regular basis, you may find yourself wondering what your options are outside of the usual cash donation. Donor Advised Funds and Qualified Charitable Distributions are two methods of charitable giving that allow an individual to be strategic and thoughtful about how and when their donations are made.
Indexing is a term that is thrown around a lot in the investment space. Admittedly, I forget that this is a finance term that not all investors fully grasp or understand. So, what is an index fund?
People I speak with have often thought a lot about leaving an inheritance. I encourage all my clients to check their beneficiaries, make an estate plan, and review and revise it, as necessary. However, it’s not as often that I have a conversation with someone planning to be on the other side of those estate plans. Although many of us may find ourselves as the beneficiary of an inheritance at some point in our lives, it’s less common to have a plan for that event.
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