We believe in the markets.
We believe in growing your precious, hard-earned money so that ultimately, you can spend your time doing what you love, and we will worry about the rest.
OUR INVESTMENT APPROACH
We don’t like to stray from our order of operations, which first and foremost begins with understanding your individual circumstances, needs, and desires, which becomes the basis for a strong partnership to jointly develop a proper course of action.
“To be a successful investor, you’ve got to be an optimist. You’ve got to believe in the innovations that come from the human mind and the human spirit.”
Charles Schwab, Invested
Every portfolio begins with asset allocation. And we rely on three main investment vehicles as our building blocks.
We invest in individual equities as a cornerstone of our approach. We identify companies we believe will grow and outperform over the long run, and in some cases, companies who pay a steady, reliable dividend.
We buy individual fixed income, too. Bonds either act as a ballast in a portfolio alongside stocks, or on their own, they are a less risky way of investing without exposure to the stock market.
And exchange-traded funds are another tool in our box that provide optionality, particularly when buying individual stocks or bonds isn’t your preference or when buying a basket of securities gets the job done more effectively.
“Invest only if you would be comfortable owning a stock even if you had no way of knowing its daily share price.”
The building blocks comprise our strategies, each of which has its own unique mandate and thesis.
An actively managed stock solution composed of larger companies within the broader US market. It might be a good fit for you if you’d like to see your assets grow, and if you’re able to let them do so, mostly untouched.
An actively managed stock solution comprised of larger companies within the broader US market that is focused on absolute dividend yield as well as dividend growth. It might be a good fit for you if you want to be invested in stocks, but you also need to live off your portfolio for income.
TOTAL RETURN FIXED INCOME
An actively managed, above average credit quality bond solution that seeks to control risks while maintaining steady and consistent cash flow. Its main objective is total return over the long term.
TOTAL CURRENT FIXED INCOME
An actively managed, above average credit quality bond solution that seeks to control risks while maintaining steady and consistent cash flow. Its main objective is to maximize current income.
DOMESTIC EQUITY ETF
An actively managed stock ETF solution designed to provide diverse exposure to US markets.
GLOBAL EQUITY ETF
An actively managed stock ETF solution designed to provide diverse exposure to global markets.
GLOBAL EQUITY INCOME ETF
An actively managed stock ETF solution designed to provide diverse exposure to global markets that focuses on dividend income.
And speaking of unique mandates, we have a rigorous screening process we can apply to our strategies to align with various socially-, religious, or environmentally-conscious mandates that might be important to you.
So, how do we determine which solution is a good fit for you?
We ask you lots of questions.
What is your risk appetite like?
How comfortable are you with your portfolio’s value fluctuating with market changes?
What does your time horizon look like?
Do you have any personal beliefs or values that you’d like reflected in your investments?
Do you like knowing the companies you own, or are you more comfortable with an indexed approach of baskets of securities?
We are proud of our experienced investment teams, two members of which hold the esteemed Chartered Financial Analyst® (CFA) designation.
Our CFA Charterholders
The Chartered Financial Analyst® (CFA) designation, awarded by the CFA Institute, is considered by many to be the gold standard of professional designations in the investments industry and the most difficult to obtain.
Its goal is to lead the investment profession globally by promoting the highest standards of ethics, education, and professional excellence for the ultimate benefit of society. In order to receive a CFA designation, a candidate must complete 4,000 hours of work experience in a minimum of 3 years within the investments industry and pass 3 tests covering a wide variety of topics relevant to the financial industry including ethics and professional standards, quantitative methods, economics, financial statement analysis, corporate finance, equity investments, fixed income, derivatives, alternative investments, portfolio management and wealth planning.