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Building crain against blue sky

How We Build Investment Portfolios: Howe and Rusling’s Team-Based Investment Philosophy 

Brian Lester February 27, 2026

At Howe & Rusling, portfolio construction isn’t driven by a single opinion or market headline—it’s shaped by a disciplined, team-based process grounded in research, debate, and long-term perspective.

In this article, Brian Lester, CFA, Chief Investment Officer, explains how our six-person investment team integrates bottom-up security analysis with thoughtful macroeconomic insight to manage individual stock, bond, and ETF portfolios. You’ll gain a clearer understanding of how we evaluate companies, assess economic conditions, and make portfolio decisions to help support clients as they work toward their long-term financial goals —not short-term market noise.

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AI artistic interpretation

More Questions than Answers About AI: Market Narratives, Disruption, and Long-Term Impacts  

Sarah Swan February 20, 2026

Artificial intelligence has been a dominant market theme in recent years, influencing sector performance, valuations, and investor sentiment. Headlines have shifted from optimism about productivity gains to questions about disruption and the long-term implications for established business models.

In this commentary, Sarah Swan, CFP®, Wealth Manager, examines how evolving AI narratives have affected areas of the stock market, including the divergence between AI infrastructure companies and software firms. She also draws on historical examples of technological change and foundational ideas from thinkers such as Alan Turing and John Searle to frame the broader questions surrounding innovation, uncertainty, and markets.

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Roth IRAs 101 — A Beginner’s Guide 

Elizabeth Hutton January 23, 2026

If you’re just starting to think about your financial future, the world of retirement savings can feel overwhelming. There are so many acronyms and account types: 401(k)s, IRAs, HSAs… the list goes on. One term you might come across is “Roth IRA.”

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Bubble floating

Is Artificial Intelligence Creating a Market Bubble? A Long-Term Investor’s Perspective

Craig Cairns January 2, 2026

Artificial intelligence is reshaping markets—and raising familiar questions about speculation, valuation, and risk. In this thoughtful analysis, Howe & Rusling President Craig Cairns examines today’s AI enthusiasm through the lens of past market bubbles, Federal Reserve policy, valuations, and debt. The result is a grounded perspective on what feels different this time, what risks deserve attention, and why disciplined, long-term investing still matters.

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Gold bars sitting on a shelf

Gold: More Than Just a Shiny Metal – Historical Perspective and Modern Portfolio Insights  

Mark Thompson December 12, 2025

Gold has been a symbol of wealth, power, and stability for millennia. Mark Thompson, CFA, Senior Equity Analyst at Howe and Rusling takes a closer look at gold’s unique role through both a historical and financial lens. From its ancient origins to its place in modern markets, he examines global demand trends, central bank activity, and how gold interacts with other asset classes. Understanding these dynamics helps clarify when—and why—gold may serve a purpose in a diversified investment strategy.

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Howe & Rusling's leadership team, from left to right: Sarah Swan, Craig Cairns, Emily Lambert, Casey Ryan, Dylan Potter

Honored to Be Featured: 85 Years of Fiduciary Leadership

Howe & Rusling Team December 9, 2025

We’re honored to be featured in Financial Planning’s latest article: “The Oldest RIAs Are 85. How Did They Become a $144T Industry?” by Chief Correspondent, Tobias Salinger. As the article notes, Howe & Rusling is proud to be recognized for our 85-year legacy of fiduciary care and client-first values as the oldest independent RIA focused on retail wealth management in the country. In 1941 Winthrop Howe and Lee Rusling registered with the SEC — in part because they believed in doing what’s right. That belief still guides us today.

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baseballs on dirt

Negativity Bias and the Goodness of Now 

Jordan Eich November 28, 2025

Why do losses often feel more painful than gains feel rewarding? It’s called negativity bias—and it can influence how we view markets, decisions, and even our memories. In our newest article, Jordan Eich, CFP®, reflects on how investor psychology shapes our experience and why recognizing the goodness of now may be more important than ever.

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