What should you do if an inflation refund check arrives for a deceased loved one? Mary Grace Graniero, CPA, CFP®, Financial Planner at Howe & Rusling, offers helpful insights in a recent WROC news feature. Watch the video for how to navigate this situation with care.
The government has reopened, but the clock is ticking. With only a short-term funding bill in place, Congress faces another deadline in January. Dive into our latest post for a timeline of the shutdown, its impact on Americans, and what might come next—just in time for the Super Bowl.
Pros: Cons: Zero commission online trading fits the current and evolving landscape of the world, economy, and financial industry. Additionally, fair, quick and affordable access to data, information, and opportunity to participate in markets will continue to be asked for and expected by investors. Although caution is warned, (and certainly warranted in cases) the democratization of trading through decreased commission and fees has made trading and investing more accessible to people from different demographics and economic statuses. Sources: Investing costs fall again: Fidelity, Schwab cut commissions | AP News Charles Schwab is eliminating online commissions for trading in US stocks and ETFs Fidelity cuts fees to $0 as it jumps on zero-commission bandwagon | The WealthAdvisor Trading fees on
The landscape of wealth management is changing fast. According to industry data from Echelon Partners, 2025 deal-volume among registered investment advisors (RIAs) is on pace to break previous records. At Howe & Rusling, we believe there’s value in staying the course. We remain independent and wholly employee-owned — because we believe personal relationships, community presence, and fiduciary focus help you pursue your financial goals.
Many clients have asked us, “Can you help me choose investments in my 401(k)?” While we manage IRAs and other investment accounts for our clients, we can’t always directly manage employer retirement plans. If you are still working, you are likely to have at least some assets in your current employer’s retirement plan, and it may be a substantial portion of your overall portfolio. It’s just as important to make smart decisions about these assets as it is with the accounts we manage. With that in mind, we want to help you understand the various investment options most commonly available in employer-sponsored retirement plans. We hope this knowledge will help you feel more confident when choosing investments for your portfolio.
The federal government shut down has entered its third day, continuing its disruption, uncertainty, and the all-too-familiar (and maddening) cycle of political gridlock and brinkmanship.
However, this is not a government shutdown story.
Headlines and market swings capture our attention, but they often lack lasting significance. By stepping back and considering the broader sweep of history, we can gain perspective on patterns of human behavior—resilience, innovation, and recovery—that continue to shape the world today.
IRAs have become an increasingly popular tool among Americans when saving for retirement. By way of contributions, conversions, and direct rollovers, IRA assets totaled $14.3 trillion as of March 2024 (NerdWallet). While opening the account and making a contribution has been made simple by a number of different custodians, it is much harder to navigate the complex rules regarding which type of IRA to contribute to, what you should be invested in, and when you can distribute your money. Here are 12 common mistakes to avoid when managing your IRA.
Quantum computing is moving quickly from theory to reality. Learn what it is, how it compares to classical computing, and why investors are watching closely.
The Federal Reserve plays a critical role in shaping the U.S. economy through its dual mandate: maximum employment and price stability. In this article, John Vanden Brul, Fixed Income Portfolio Manager, explains the Fed’s history, responsibilities, and the tools it uses to influence economic conditions. He also examines recent inflation and employment data, the Fed’s latest decisions, and what they could mean for markets going forward.
