Tax Strategy Archives | Page 2 of 3

Navigating the Roth Conversion Window

Elizabeth Hutton November 28, 2023

In this episode of StreetSmarts, Elizabeth Hutton, Vice President and Financial Planner at Howe & Rusling, delves into the intricacies of Roth Conversions. Discover how high earners can navigate Roth IRA contribution limits, and explore the strategic “Roth Conversion Window” between retirement and required minimum distributions. She will guide you through the criteria for optimal candidates, shed light on critical considerations, and unveil the strategic benefits, from mitigating future tax risks to enhancing estate planning.

Three people snowboarding down a mountain under a blue sky

AGI vs. Taxable Income vs. MAGI —Why it Matters

Mary Grace Graniero October 3, 2023

When determining your eligibility for a variety of deductions, credits, and retirement plans, you will often come across terms such as AGI, taxable income, and MAGI. Let’s explore what each of these terms mean, how to compute them, and why they matter.

Discover Retirement in Boise, Idaho: Affordable Living, Outdoor Adventures, and a Warm Community

Eric Udvari July 14, 2023

Boise, Idaho is becoming an increasingly popular choice for retirees due to its affordable cost of living, outdoor recreation opportunities, and welcoming community. With a population of just over 230,000, Boise offers a laid-back, small-town feel with all the amenities of a larger city. In this article, we’ll explore what makes Boise a great place to retire, including its recreation activities, culture, and some affordability information.

Decoding Finance Industry Designations

Howe & Rusling Team June 9, 2023

If you’re not immersed in the finance industry yourself, it can be confusing to understand what different credentials mean after an advisor’s name. We’re here to break it down for you, and we’re starting with some of the more common designations that are represented at Howe & Rusling: the CFP®, CFA, and CPA. Without getting lost in alphabet soup, these certifications are not only difficult to earn, but they’re very meaningful. Let’s dive in.

What is a Medicaid Asset Protection Trust?

Andrea Gray June 6, 2023

A Medicaid Asset Protection Trust (MAPT) is a type of irrevocable trust that can help protect assets from being counted towards an individual’s Medicaid eligibility requirements. A Medicaid asset protection trust can be a useful planning tool to preserve assets from long-term care costs and to avoid probate. Learn more from our Vice President, Estate Strategies, Andrea Gray, Esq.

Is My Advisor a Fiduciary? Understanding How to Assess Financial Advisors

Sarah Swan June 2, 2023

In today’s Street$marts, Vice President and Wealth Manager Sarah Swan explains what it means to be a fiduciary financial advisor, and how there are a lot of advisors out there who do not have to act in your best interest as the client and why it matters. Spoiler alert: it matters because it costs you money.

Make Charitable Giving Make Sense for You

Eric Udvari May 30, 2023

Charitable giving is a key component of the financial planning process. Multiple factors should be incorporated into the decision of how and when to make a charitable gift.

Two children holding hand in a green field

Succession Planning and Kids

Craig Cairns May 23, 2023

Today on StreetSmarts, President and majority owner at Howe & Rusling Craig Cairns focuses on a personal topic—Succession Planning and Kids.

The Critical Importance of Estate Planning

Andrea Gray May 2, 2023

In this episode of StreetSmarts with Howe & Rusling, Andrea Gray, Esq., Vice President, Estate Strategies focuses on estate planning and why it is so important for everyone to have.

Saving for a Child… Which Account Type is Right for You?

Michael Carrico April 25, 2023

So, you have decided to help your child or grandchild start saving and investing. That’s fantastic! It’s the first step on their road to financial success. But now you must decide what type of account to use, and you are confronted with a tangled mess of options.

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