Market Insights Archives | Howe & Rusling

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Investors, Speculators, and Irrational Markets: Why We Focus on the Long-Term

Michael Carrico March 22, 2024

Among my friends in the industry, we tend to challenge one another’s thinking and ask interesting questions just for fun. Well, I call it fun, though our significant others may beg to differ when it comes up at dinner parties. Lately there have been several discussions about whether current prices are justified by underlying fundamentals and one friend even suggested he may use some “fun money” to short NVDA. This inevitably led my other friend to a quote he has revisited often as of late…

Distance and Time

Dylan Potter March 17, 2024

Land navigation, in Army jargon, is the act of navigating from one point to another over long distances in varied terrain using a map, protractor, and compass. Every major selection event in the Army (Ranger School, Special Forces selection, etc.) has a graded land navigation component as part of the larger selection event.

green smoothie in a glass with a metal straw held by a 30-something

6 things to improve your financial well-being in your 30s

Sarah Swan March 1, 2024

A checklist for all of you 30-somethings out there to improve your financial well-being today.

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Insights: Back to the Basics

Sarah Swan February 8, 2024

As I’ve gotten older, I have liked the idea of setting intentions for myself, deciding to grant mental real estate to things I’d like to spend more time doing or trying. These aren’t New Year’s Resolutions about abstaining from alcohol or getting my heart rate up 5x per week (or other new habits that die quickly about this time of year). These are… bigger than that, but also simpler than that. And that is what makes them challenging.

Kodak slide of beach held up into the light of a sunset

“Optimism is a Moral Duty”

Dylan Potter February 2, 2024

This newsletter is going to come across a bit disjointed. There are a couple different topics I wanted to touch on, so I thought I’d do a bit on each topic running through my head in quick fashion.

Collage with financial news and families enjoying the holidays

The Important Things: tuning out the financial noise to focus on what really matters

Michael Carrico December 15, 2023

As the end of the year rapidly approaches and we all spend time with our friends, family, and loved ones, it feels as though time is accelerating and 2023 will be in the past before we know it. Reflecting on the topics of blog articles this year, I wrote about legislation a few times including changes to Roth rules, debt ceiling battles, and banking regulation interventions. Macroeconomic conditions, geopolitical tensions, and market reactions to both were also common topics. Perhaps the most common subject was the Federal Reserve and the Federal Open Market Committee (FOMC), and it was so frequent that we need not count. There was another Federal Reserve meeting this week and, while the Summary of Economic Projections was a point of some interest for the markets, reflecting on such a strange year for economics and the markets got me thinking of the bigger picture. Perhaps it’s the season, but it feels like a good time to take a step back and reflect not on the noise of the financial press and the minutiae of the financial markets, but on the reasons we all bother to get up in the morning, go to work, do the hard things, and invest for the future.

Tiger Woods’ Putting Precision: Lessons in Consistency

Dylan Potter December 1, 2023

Tiger Woods’ journey to becoming a golf maestro carries an additional layer of significance in the context of his early golf career. Contrary to the conventional pursuit of mastering the longest drive off the tee, Tiger consciously chose to prioritize an aspect of the game often deemed less glamorous – putting.

Spam, Scams, and… AI?

Michael Carrico September 29, 2023

I don’t know about you, dear reader, but lately it seems the volume of spam I have been receiving has ballooned wildly. Spam certainly was not born with the advent of the internet and has been a reality of the connected world even before most households had an AOL installation disc arrive in the mail. Remember chain letters? However, just this year I have noticed more and more phishing emails are getting through the spam blocker on both personal and professional inboxes.

Person walking on a tight rope surrounded by rocks

Risk is What You Don’t See

Dylan Potter September 26, 2023

While known risks like recessions are widely discussed, the most consequential risks may be those not currently on our radar. Dylan Potter, Vice President and Wealth Manager at Howe & Rusling, shares a story from his time as a U.S. Army Ranger detailing how the most perilous risks often go unnoticed and how this applies to your portfolio.

Older woman with hands interlaced sitting their lap

A Case For Aging Happily

Sarah Swan September 11, 2023

Whether it’s reading neurosurgeon Sanjay Gupta’s Keep Sharp, or listening to Dr. Peter Attia (author of Outlive: The Science and Art of Longevity) on Armchair Expert with Dax Shepard, a favorite podcast of mine, or simply contemplating the many conversations I have with the older people and clients in my life on a daily basis, I have been devouring everything I can on this complex and interesting topic.

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