Download Kids’ Savings & Investment Account Comparison chart PDF
Every family’s situation is different, and new planning opportunities deserve thoughtful consideration. If you have questions about Trump Accounts or would like to discuss whether they align with your family’s goals, reach out to Howe & Rusling. We’re here to help you evaluate the opportunities, considerations, and role these accounts may play in your overall financial plan.
Disclosures: This material is provided for informational and educational purposes only and does not constitute personalized investment, legal, or tax advice. Readers should consult their own financial, tax, and legal professionals before implementing any strategy discussed herein. The discussion of “Trump Accounts” is based on current interpretations of recently enacted legislation, IRS guidance, and publicly available regulatory materials as of the date indicated. Such rules are subject to change, and future guidance, regulatory clarification, or legislative action may materially alter the treatment, availability, or benefits described. Any opinions, interpretations, or forward-looking statements reflect the author’s judgment as of the date of publication and are subject to change without notice. These views are not guarantees of future outcomes and may prove to be incorrect. Any examples, projections, or hypothetical scenarios (including assumed contribution levels, rates of return, tax rates, or future account values) are for illustrative purposes only. They are based on assumptions that may not reflect actual market conditions or individual circumstances and are not guarantees of future performance or results. All investments involve risk, including the possible loss of principal. Assumed rates of return are not guaranteed and do not reflect the performance of any specific investment. Actual returns will vary and may be lower or higher than those shown. Tax treatment described herein is based on current federal and, where applicable, state tax law. Individual tax outcomes will vary depending on personal circumstances. Changes in tax law or interpretation could materially impact the strategies discussed. Howe & Rusling Wealth Management does not provide tax advice. Comparisons to other account types (e.g., IRAs, 529 plans, UTMA accounts, ABLE accounts) are general in nature and intended for high-level educational purposes. Each account type has unique rules, risks, tax implications, and eligibility requirements that should be evaluated individually. There is no assurance that any planning strategy discussed will be successful or achieve its intended objectives, including tax efficiency, investment growth, or wealth transfer outcomes. Howe & Rusling Wealth Management is a registered investment adviser. Registration does not imply a certain level of skill or training.
