One of the questions we get here often is about the differences between bond funds and individual bonds. While both are a great way to add some fixed income exposure to your portfolio, you’ll want to understand six key differences between the two so you can decide which is the right investment tool for you.
When you’re little, the world around you seems to turn like a play. And you’re at the center of it. Scenes change; sets turn over—without so much as an interruption. The show goes off without a hitch. The crew in black aren’t seen as they rush around the stage—but you wouldn’t have noticed them anyway. Because things happen somewhat magically when you’re a kid.
Over the last couple of years, a very commonly asked question we hear from clients or regularly address in our financial planning process with individuals is what to do with savings in this environment of higher short-term interest rates. It’s a good question, and one that hadn’t been particularly relevant in the decade prior, marked by near-zero interest rates. It’s relevant now and continues to be relevant.
A checklist for all of you 30-somethings out there to improve your financial well-being today.
Sarah Swan, Certified Financial Planner and Wealth Manager at Howe & Rusling, covers some very common issues we often see when it comes to clients’ investments or finances generally.
As I’ve gotten older, I have liked the idea of setting intentions for myself, deciding to grant mental real estate to things I’d like to spend more time doing or trying. These aren’t New Year’s Resolutions about abstaining from alcohol or getting my heart rate up 5x per week (or other new habits that die quickly about this time of year). These are… bigger than that, but also simpler than that. And that is what makes them challenging.
Whether it’s reading neurosurgeon Sanjay Gupta’s Keep Sharp, or listening to Dr. Peter Attia (author of Outlive: The Science and Art of Longevity) on Armchair Expert with Dax Shepard, a favorite podcast of mine, or simply contemplating the many conversations I have with the older people and clients in my life on a daily basis, I have been devouring everything I can on this complex and interesting topic.
Two first-time Wimbledon champions were crowned last week, the oldest tennis tournament in the world (1877!). Carlos Alcaraz defeated seven-time Wimbledon champion Novak Djokovic, and Marketa Vondrousova became the first unseeded woman to ever win.
In today’s Street$marts, Vice President and Wealth Manager Sarah Swan explains what it means to be a fiduciary financial advisor, and how there are a lot of advisors out there who do not have to act in your best interest as the client and why it matters. Spoiler alert: it matters because it costs you money.
This week, the Federal Reserve raised interest rates another .25% in its battle against inflation. In the weeks, and then ultimately days (in light of banking turmoil), leading up to the announcement, everyone everywhere seemed to take it upon themselves to offer Fed Chair Jerome Powell their own version of advice. And there were pretty sound arguments on both sides of the debate. Ultimately, the Fed did what we thought it would do—continue on its path of rate increases, albeit slower than what felt likely even just a few weeks prior (.50%).
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