Howe & Rusling Team

Discover Our Team’s Must-Reads from 2023

As the year draws to a close, our team at Howe & Rusling has gathered to share the books that have resonated most with us in 2023. From heartwarming novels to insightful non-fiction that sparks introspection, these recommendations reflect the diverse tastes and passions of our team members. Whether you’re in for a wild adventure, a good laugh, or a deep dive into the human experience, we’ve got a book for you. So, grab a cozy blanket, brew a cup of something delightful, and get ready to update your reading list!

Pink alphabet letters

Decoding Finance Industry Designations

If you’re not immersed in the finance industry yourself, it can be confusing to understand what different credentials mean after an advisor’s name. We’re here to break it down for you, and we’re starting with some of the more common designations that are represented at Howe & Rusling: the CFP®, CFA, and CPA. Without getting lost in alphabet soup, these certifications are not only difficult to earn, but they’re very meaningful. Let’s dive in.


A Guide to Social Security

Social Security can feel complicated and intimidating. Here’s your complete guide to learning and understanding what it is, how it works, and when to claim it.


90 Great Years

Where we’ve been, and where we’re headed: Howe & Rusling celebrates its 90th anniversary!


The Louisiana Purchase and the Birth of American High Finance

The four most powerful words in the universe of bonds are “full faith and credit.” These words apply to government Treasury bills, notes, and bonds whose timely interest and principal payments are backed by an unconditional guarantee from the United States Government. Since Treasury securities are backed by the full faith and credit of the government, they are referred to as “risk free” securities. The government cannot default on its obligations, as it has the power to levy taxes or print more money to repay its debt. For this reason, the interest rate on the 10-Year Treasury note can act as the benchmark rate for other fixed income securities which carry some level of default risk.

Fox out of hibernation

Q1 2018 Equity Market Newsletter: Out of Hibernation?

As we finally say goodbye to winter in Rochester, will we welcome back the bear after a long, long hibernation? This feels like a possibility, as the bull market run may have hit highs in January that we won’t be seeing again for a while