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Disclosures: This communication may contain forward-looking statements, which are inherently speculative and based on certain assumptions. These statements are identified by words such as “believe,” “expect,” “may,” “will,” “should,” and similar expressions. While we believe the expectations reflected in these statements are reasonable, actual results or performance may differ materially from those anticipated. Factors such as changes in economic conditions, market volatility, and regulatory developments can affect outcomes. We do not guarantee the accuracy of these statements. Past performance is not indicative of future results. Investments in securities involve risks, including the possible loss of principal. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. The information provided should not be construed as investment advice or a recommendation to purchase or sell any security or adopt any investment strategy. The information presented is as of the date indicated and is subject to change without notice. It is provided for informational purposes only and does not take into account the specific investment objectives, financial situation, or needs of any individual investor. Investors should seek their own professional advice before making an investment decision. The data and analysis presented are sourced from reputable third-party providers, including Bloomberg, the U.S. Bureau of Labor Statistics, J.P. Morgan Asset Management, FactSet, Standard & Poor’s, and Consensus Forecasts. While we strive for accuracy, we do not guarantee the completeness or accuracy of the data. All market return data presented is for illustrative purposes only and may not reflect actual results. Any references to third-party websites or content are provided for convenience only. We do not endorse or assume responsibility for the accuracy or reliability of the information provided by third-party sources. All statements regarding market trends and outlooks are based on current market conditions and are subject to change without notice. The views expressed are those of the authors and do not necessarily reflect the views of Howe & Rusling, Inc. or its affiliates.
