Sarah Swan, Certified Financial Planner and Wealth Manager at Howe & Rusling, covers some very common issues we often see when it comes to clients’ investments or finances generally.
If you’re not immersed in the finance industry yourself, it can be confusing to understand what different credentials mean after an advisor’s name. We’re here to break it down for you, and we’re starting with some of the more common designations that are represented at Howe & Rusling: the CFP®, CFA, and CPA. Without getting lost in alphabet soup, these certifications are not only difficult to earn, but they’re very meaningful. Let’s dive in.
With the year swiftly coming to a close it’s time for taxpayers to think about those year-end financial housekeeping items. While there are many topics to consider such as year-end tax deadlines, portfolio allocation, and the cost of the holidays, what we’re thinking about today is Health Savings Accounts or “HSAs.” Today we’ll review HSA contribution limits and deadlines, the value of HSAs as a tax planning and retirement planning tool, and investing your HSA balance.
BNPL stands for Buy Now Pay Later. In a BNPL transaction, the consumer pays for the transaction amount in smaller increments over time until the total transaction amount is reached. Over the past several years, BNPL has taken share from more traditional payment methods in the global payments ecosystem. BNPL is often marketed as a new payment method. However, it is merely a simple repackaging of an old idea – installment payments.
You’ve probably read an article on the trendy “Things I Wish I’d Learned in High School.” Popular choices include basic finance like budgeting, how to use credit, saving and investing. While these topics may very well be valuable if taught in high school, you’ll give your kids a stronger foundation if you start them much younger. Follow these tips and they’ll be the ones teaching their high school peers all about the Benjamins.
Hi and welcome to today’s episode of Street$marts, with Howe & Rusling. I’m Emily Lambert, Chief Compliance Officer at Howe & Rusling. In today’s episode we want to focus on Women & Finance. It is predicted that by 2030, American women are expected to control much of the $30 trillion in financial assets that baby boomers will possess, a potential wealth transfer of such magnitude that it approaches the annual GDP of the United States! Women have been driving significant change in recent years so let’s take a quick second to review some of the progress made in the not-so-distant past: In the
Check portfolio asset allocation; Update and automate savings and investment contributions; Still time to make IRA contributions for 2021; Confirm your beneficiaries; Review your spending habits; Review your will
Not all debt is created equal. Debt can be good, and it can be bad. Learn more in today’s Street$marts by Eric Udvari, CFP®, Wealth Manager.
Today’s Street$marts is geared towards the self-employed: those individuals not earning a traditional paycheck from an employer in which a portion is automatically contributed to a 401k. You are your own boss! So the onus is really on you to get some sort of retirement plan rolling, and the landscape looks a bit different.
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