We find that many of our individual clients, regardless of net worth (ranging from our wealth management clients to our ultra high net worth clients), are going through a period of transition in their lives, from selling a business, to planning for living off a portfolio in retirement, to dealing with a loss of a parent, to transitioning away from self-directed bond investing, to navigating a divorce.
Therein lies Howe & Rusling’s value add: we can help to make these changes less daunting for you, and ultimately, we want to create the freedom for you to focus on the parts of your life that are most important and gratifying to you. It all begins with gaining a full understanding of your beliefs, values, and goals, and your full financial picture.
Then, together we will set an asset allocation strategy tailored to your specific risk tolerance, time horizon, and investment goals, which we believe is arguably the most important and fruitful decision we can make together. Within that asset allocation, we have dedicated equity, fixed income, and ETF strategies, as well as the ability to explore other more unique solutions a client may be interested in (alternative investments, for example). Further, whether using our own breadth of experienced individuals or teaming up with other trusted advisors, we will address and pursue any specific needs or concerns you might have outside of investments, whether planning related, tax related, or estate related.
Our approach to working with individuals is holistic, thorough, open, and honest. We believe no stone should go unturned when it comes to planning for the future together. And our clients appreciate our knack for going and beyond. We never, ever take for granted the humbling and ever-important job (and privilege) our clients entrust us with: preserving their hard-earned money.