Investment Management

Our Approach

We believe in the markets.

We believe in growing your precious, hard-earned money so that ultimately, you can spend your time doing what you love, and we will worry about the rest.

Our investment approach is to be prudent, intentional, and patient.

Prudence

We never stray from our order of operations, which first and foremost begins with understanding your individual circumstances, needs, and desires, which becomes the basis for a strong partnership to jointly develop a proper course of action.

INTENTION

We believe in being active, thoughtful participants in the market. We believe in the long-term outperformance of high-quality businesses, and the agility and agency we’re afforded by direct ownership of such securities offers the best opportunity to achieve your goals.

Patience

We are playing the long game in an arena where other market participants might have very different goals. Orienting our focus to the long term allows us to look through daily market noise, emphasizing quality decision making based on strategy.

To be a successful investor, you’ve got to be an optimist. You’ve got to believe in the innovations that come from the human mind and the human spirit.

Charles Schwab, Invested

Every portfolio begins with asset allocation. And we rely on three main investment vehicles as our building blocks.

Stocks

We invest in individual equities as a cornerstone of our approach. We identify companies we believe will grow and outperform over the long run, and in some cases, companies who pay a steady, reliable dividend. 

Bonds

We buy individual fixed income, too. Bonds either act as a ballast in a portfolio alongside stocks, or on their own, they are a less risky way of investing without exposure to the stock market.

ETFs

And exchange-traded funds are another tool in our box that provide optionality, particularly when buying individual stocks or bonds isn’t your preference or when buying a basket of securities gets the job done more effectively.

“Invest only if you would be comfortable owning a stock even if you had no way of knowing its daily share price.”

 Benjamin Graham

The building blocks comprise our strategies, each of which has its own unique mandate and thesis.

Core Equity

An actively managed stock solution comprised of larger companies within the broader US market. It might be a good fit for you if you’d like to see your assets grow, and if you’re able to let them do so, mostly untouched.

Equity Income

An actively managed stock solution comprised of larger companies within the broader US market that is focused on absolute dividend yield as well as dividend growth. It might be a good fit for you if you want to be invested in stocks, but you also need to live off your portfolio for income.

Total Return Fixed Income

An actively managed, above average credit quality bond solution that seeks to control risks while maintaining steady and consistent cash flow. Its main objective is total return over the long term.

Total Current Fixed Income

An actively managed, above average credit quality bond solution that seeks to control risks while maintaining steady and consistent cash flow. Its main objective is to maximize current income.

Domestic Equity ETF

An actively managed stock ETF solution designed to provide diverse exposure to US markets.

Global Equity ETF

An actively managed stock ETF solution designed to provide diverse exposure to global markets.

Global Equity Income ETF

An actively managed stock ETF solution designed to provide diverse exposure to global markets that focuses on dividend income.

And speaking of unique mandates, we have a rigorous screening process we can apply to our strategies to align with various socially-, religious, or environmentally-conscious mandates that might be important to you.

So, how do we determine which solution is a good fit for you? We ask you lots of questions.

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What is your risk appetite like? How comfortable are you with your portfolio’s value fluctuating with market changes?

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What stage of life are you in? What does your time horizon look like?

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Do you have any personal beliefs or values that you’d like reflected in your investments?¬†

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Do you like knowing the companies you own, or are you more comfortable with an indexed approach of baskets of securities?

Ready when you are.