Tom's four decades of portfolio management and corporate finance experience exemplify the level of expertise and continuity of service resident within our firm. A commercial banker before joining Howe & Rusling in 1965, Tom became president in 1974 and headed the firm for 29 years. Assuming the role of co-chairman in 2003, Tom's focus is now on investment research and client portfolio management. Our investment discipline distinguishes the firm from other portfolio managers by instilling structure into our investment management process. Tom serves on the boards of several philanthropic organizations and is a trustee for the local Boy Scout Council and the New York Conference of the United Church of Christ. He received a degree in Economics from Yale University, and later achieved the Chartered Financial Analyst designation.