Craig Cairns,
Chairman, President, & Chief Compliance Officer

Publications

Investment Strategies Newsletters

    Winter 2011 (PDF)    

    Fall 2011 (PDF)

    Summer 2011 (PDF)

    
    Spring 2011 (PDF)

    Winter 2010 (PDF)

    Fall 2010 (PDF)

    Summer 2010 (PDF)

    Spring 2010 (PDF)


Announcements

Howe & Rusling to be Featured by the Rochester Historical Society

As Rochester's first investment advisor, Howe & Rusling has been featured in the Rochester Histo…
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Our Perspective

The Start of 2012: January Recap

Since the start of the New Year, the markets seem to have been in rally mode.  This is mostly d…
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Congress’s Super Committee and the Countdown to November 23

In accordance with this summer’s debt deal, Congress’s 12-member super committee has been busy plugg…
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Chaos in the Euro Zone

October was a great month for the markets, with the S&P 500 rebounding by almost 11% after being…
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When Will Inflation Become a Worry?

This is indeed a pretty complex topic. However, we are of the opinion that inflation is (in the word…
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Reasons For Hope: Our thoughts on the September 22nd Sell-Off

Yesterday saw what can only be described as a precipitous drop in the stock markets:  The Dow d…
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Reflecting on August

This past month has been no stranger to bad news. From fiscal issues, to political hurdles, to econo…
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Downgraded: Now What?

After what was a devastating week for many stock market investors, US Treasury credit was downgraded…
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August 4th: The Stock Market Takes No Prisoners

The stock market took no prisoners yesterday, August 4, as the Dow dropped more than 500 points, and…
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The Impact of a US Treasury Credit Rating Downgrade

One could think the Apocalypse was approaching, the way the debt ceiling fiasco has lit up the news…
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The Days are Dwindling

What is the time limit for the debt ceiling?Officially, the Treasury reached its debt ceiling on May…
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Update on the Recent Markets

We understand the anxiety of hearing economic concerns in the news every day, and the all too famili…
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The Debt Ceiling - Your Questions Answered

On May 16, 2011 the U.S. reached its debt limit of $14.3 trillion. With the subsequent possibility t…
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Municipal Bonds and the Likelihood of Municipalities Declaring Bankruptcy

In the aftermath of a hard-hitting recession, states and localities are still feeling the heavy pres…
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Tackling the National Debt and Deficit

It would be impractical to deny that in this moment, we are faced with the harsh reality of an ever…
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Quantitative Easing – The Sequel, coming this November.

Get ready for another round of Quantitative Easing (QE) by our Central Bank – The Federal Reserve Ba…
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Double Dip or Just Awfully Slow Growth—Does it Matter?

     With the announcement on Friday the 27th of August of the downward revis…
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White Papers

Master Limited Partnerships

Master Limited Partnerships, or MLPs, generally refer to publicly traded limited partnerships. As wi…
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Defaults Demystified

 A quick overview of lending process and the meanings of bankruptcy, default and insolvencyTher…
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Brokers, Advisors, and Mutual Funds

What are the differences between Investment Advisors, Brokers, and Mutual Fund Managers?MANAGERS VS.…
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ETFs 101

A guide to everything you ever wanted to know about ETFs but were afraid to askWhat Is An ETF?An ETF…
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How do Covered Calls Work?

  An explanation of call options and a brief introduction to the covered cal…
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