Craig Cairns,
Chairman, President, & Chief Compliance Officer

Publications - Our Investment Strategies Newsletter

Investment Strategies Newsletters

Fall 2016 (PDF)

         Fall 2015 (PDF)

    Summer 2015 (PDF)

    Spring 2015(PDF)

    Winter 2015 (PDF)

    Fall 2014 (PDF)

    Summer 2014 (PDF)

    Spring 2014 (PDF)

    Winter 2013 (PDF)

    Fall 2013 (PDF)

    Summer 2013 (PDF)

    Spring 2013 (PDF)

    Winter 2012 (PDF)

    Fall 2012 (PDF)

    Summer 2012 (PDF)

    Spring 2012 (PDF)

    Winter 2011 (PDF)

    Fall 2011

    Summer 2011 (PDF)

    Spring 2011 (PDF)

    Winter 2010 (PDF)

    Fall 2010 (PDF)

    Summer 2010 (PDF)

    Spring 2010 (PDF)


A CFP® on Staff!

Howe & Rusling is very proud to now have a CERTIFIED FINANCIAL PLANNER™ as a member of our tea…
View Article

Howe & Rusling to be Featured by the Rochester Historical Society

As Rochester's first investment advisor, Howe & Rusling has been featured in the Rochester Histo…
View Article

Our Perspective

Temperature Check

After a booming fourth quarter for the stock market, it is difficult to not feel a bit squeamish ove…
View Article

Detroit's Municipal Bankruptcy

What Happened in Detroit?On July 18, the city of Detroit filed for Chapter 9 bankruptcy protection a…
View Article

Sequestration Hit on March 1

On Friday, March 1, $85 billion in “sequestration” or automatic spending cuts to the federal governm…
View Article

A Quick Look Back

We are now just over a month into the first quarter of 2013. This is always a noteworthy time for th…
View Article

2012 Election

The election we have all been anticipating culminated on Tuesday with a win by President Obama. …
View Article

Food for Thought: Presidential Election Cycle Theory and the Markets

The economy is always an issue in political elections. However, this particular upcoming election ma…
View Article

Congress Addresses the Expiration of Bush-Era Tax Rates in 2013

On Wednesday, July 26, the Senate held a vote regarding the extension of the Bush-era income tax rat…
View Article

The Fate of Greece: “Grexit” or Austerity Compliance?

It’s probably not news to many people that the markets have been enduring a pretty rough couple of m…
View Article

A Look Back at February

To be sure, the economy is still in healing mode.  As we wrote in our last update, although the…
View Article

The Start of 2012: January Recap

Since the start of the New Year, the markets seem to have been in rally mode.  This is mostly d…
View Article

Congress’s Super Committee and the Countdown to November 23

In accordance with this summer’s debt deal, Congress’s 12-member super committee has been busy plugg…
View Article

Chaos in the Euro Zone

October was a great month for the markets, with the S&P 500 rebounding by almost 11% after being…
View Article

When Will Inflation Become a Worry?

This is indeed a pretty complex topic. However, we are of the opinion that inflation is (in the word…
View Article

Reasons For Hope: Our thoughts on the September 22nd Sell-Off

Yesterday saw what can only be described as a precipitous drop in the stock markets:  The Dow d…
View Article

Reflecting on August

This past month has been no stranger to bad news. From fiscal issues, to political hurdles, to econo…
View Article

Downgraded: Now What?

After what was a devastating week for many stock market investors, US Treasury credit was downgraded…
View Article

August 4th: The Stock Market Takes No Prisoners

The stock market took no prisoners yesterday, August 4, as the Dow dropped more than 500 points, and…
View Article

The Impact of a US Treasury Credit Rating Downgrade

One could think the Apocalypse was approaching, the way the debt ceiling fiasco has lit up the news…
View Article

The Days are Dwindling

What is the time limit for the debt ceiling?Officially, the Treasury reached its debt ceiling on May…
View Article

Update on the Recent Markets

We understand the anxiety of hearing economic concerns in the news every day, and the all too famili…
View Article

The Debt Ceiling - Your Questions Answered

On May 16, 2011 the U.S. reached its debt limit of $14.3 trillion. With the subsequent possibility t…
View Article

Municipal Bonds and the Likelihood of Municipalities Declaring Bankruptcy

In the aftermath of a hard-hitting recession, states and localities are still feeling the heavy pres…
View Article

Tackling the National Debt and Deficit

It would be impractical to deny that in this moment, we are faced with the harsh reality of an ever…
View Article

Quantitative Easing – The Sequel, coming this November.

Get ready for another round of Quantitative Easing (QE) by our Central Bank – The Federal Reserve Ba…
View Article

Double Dip or Just Awfully Slow Growth—Does it Matter?

     With the announcement on Friday the 27th of August of the downward revis…
View Article

General Interest

June 2014: 6x6 Exhibition is Back at RoCo

The Rochester Contemporary Art Center (RoCo) will hold its famous exhibition and sale, 6x6x2014, fro…
View Article

June 2014: Jazz Fest to Energize the City

For nine days this month, Rochester will host the 13th Xerox Rochester International Jazz Festival…
View Article

June 2014: MAG Fundraiser: Art & Treasures Sale

The Memorial Art Gallery’s Art & Treasures Sale is celebrating 20 years this month. The ann…
View Article

White Papers

Precautions Regarding Cyber Security

Keeping client information secure from criminals is a top priority for our firm. To better protect c…
View Article

Social Security Planning: More Important Than Ever

More and more, people seem to be catching on to the fact that planning their Social Security claimin…
View Article

Throwing out the Rule Book: A Dynamic Approach to Retirement for the 21st Century

In the world of retirement planning, the 21st century has been eventful. The tech bubble burst, the…
View Article

Product Focus: Closed-end Funds

With the recent need for income-producing investments, income oriented closed-end funds are one type…
View Article

Master Limited Partnerships

Master Limited Partnerships, or MLPs, generally refer to publicly traded limited partnerships. As wi…
View Article

Defaults Demystified

 A quick overview of lending process and the meanings of bankruptcy, default and insolvencyTher…
View Article

Brokers, Advisors, and Mutual Funds

What are the differences between Investment Advisors, Brokers, and Mutual Fund Managers?MANAGERS VS.…
View Article

ETFs 101

A guide to everything you ever wanted to know about ETFs but were afraid to askWhat Is An ETF?An ETF…
View Article

How do Covered Calls Work?

  An explanation of call options and a brief introduction to the covered cal…
View Article